Schedule of Fees
Behind Greater Woodlawn Federal Credit Union's Fees
An important benefit of Greater Woodlawn Federal Credit Union's membership is that most GWFCU fees and charges are lower than comparable ones at other financial institutions. They're designed to recover only the approximate overall cost to the membership for the services provided.
*Fees Subject To Change Without Notice.
|
Type |
Charge |
|
Share (Savings) Accounts |
|
|
New Account Fee |
$5.00 |
|
Minimum Balance Required |
$5.00 |
|
Monthly Service Fee |
NO CHARGE |
|
Checks Deposited & Returned NSF |
$20.00 |
|
Sharedraft (Checking) Accounts |
|
|
New Account Fee |
$5.00 |
|
Monthly Service Fee |
NO CHARGE |
|
Sharedrafts Returned NSF |
$20.00 |
|
Checks Deposited & Returned NSF |
$20.00 |
|
Insufficient Funds Over $2,500 |
$20.00 |
|
Cancelled Check Copies |
$1.50 BY MAIL/ $3.00 BY FAX |
|
Stop Payment Fee |
$5.00 EFFECTIVE 24 HOURS AFTER NOTIFICATION |
|
Check Prices |
CONTACT CREDIT UNION |
|
Overdraft Protection |
NOT AVAILABLE |
|
Online Bill Payment |
FREE |
|
Online Home Banking |
FREE |
|
Debit/ATM Cards |
|
|
Original Debit/ATM Card |
NO CHARGE |
|
Replacement Debit/ATM Card |
$5.00 |
|
Debit/ATM Withdrawals |
NO CHARGE |
|
Debit/ATM NSF Withdrawals |
$20.00 |
|
Debit/ATM NSF Fee - Returned Checks |
$20.00 |
|
Debit/ATM Balance Inquiry Fees |
NO CHARGE |
|
Mastercard |
|
|
Annual Fee |
NO CHARGE |
|
Replacement Credit Card |
$10.00 |
|
Reissue Fee |
$10.00 FIRST THREE ARE FREE! |
|
Pickup Fee |
$55.00 FOR CARD REPORTED LOST, THEN USED |
|
Cash Advance Fee |
NO CHARGE |
|
Late Payment Fee |
$10.00 EACH BILLING PERIOD |
|
Over The Limit Fee |
NO OVER-THE LIMIT TRANSACTIONS ALLOWED. |
|
Miscellaneous Fees |
|
|
Money Orders |
1.00 EFFECTIVE 5/1/11 |
|
Travelers Checks |
NO CHARGE |
|
Statement Copies |
CURRENT YEAR FREE - 0.50 PER COPY PREVIOUS YEARS |
|
Account Research Beyond 12 MOS. |
$10.00 PER HOUR |
|
Wire Funds |
$20.00 |
|
Protest Fee |
$15.00 |
|
Insufficient Funds Via ACH |
$20.00 |