Loan Rates
Christmas Loan Special
$3,500 – 1.99% APR For Up To 24 Months – Thru 12/31/19 - Only Available to “A+”, “A”, “B”. and “C”.
NEW Motorcycle Loan Special
3.75% APR For Up To 72 Months – Only Available to “A+”, “A”, “B”. and “C”.
NEW & USED Boats Loan Special
3.75% APR For Up To 72 Months – Only Available to “A+”, “A”, “B”. and “C”. *Used boats must be 15 years old or newer.
MASTERCARD Balance Transfer
5.99% - No Balance Transfer Fee . ** Must be used to transfer credit cards from other financial institutions and cannot be used to pay off existing GWFCU credit cards. Promotional rate is on transferred balance only – new charges will be at current MC rate.
Personal Loan Special
Up to $10,000 – 5.25% APR For Up to 48 Months - Only Available to “A+”, “A”, “B”, and “C”. Proceeds CANNOT be used to payoff/refinance existing GWFCU loans.
Personal Loan Special
$20,000 – [A+ & A - 6.95%] [B – 7.00%] [C – 7.50%] - 72 Months – Only Available to “A+”, “A”, “B” and “C”.
College Loan Special
Up to $25,000 – 3.75% APR For Up to 84 Months - Only Available to “A+”, “A”, “B”, and “C”. Proceeds must be paid directly to college or university OR direct to payoff existing student loan. There is no payment deferment.
Mini Mortgage Loan
Up to $200,000 –
-3.65% A.P.R. Up to 7 Years
-3.75% A.P.R. for 9 Years
-3.99% A.P.R for 12 Years
-Up to 90% LTV
-Same Requirements as First Mortgage Loans – No Application Fee – No Title Insurance (in most cases) – Single Family Dwelling Only – Must be only lien on the property - Available to “A+”, “A”, “B”, and “C”.
1st Time Home Buyers Loan
Up to $215,000 – 3.99% A.P.R. – Up to 30 Years – 100% Financing – Same requirements as First Mortgage Purchase Loans – No Application Fee – No Doc Prep Fee – No Appraisal Fee – Single Family Dwelling Only – All Applicants Must Be First Time Home Buyers – Available to “A+”, “A”, “B”, and “C”.
Home Remodeling Loan
$40,001 - $75,000 – 4.55% A.P.R. – Up to 15 Years – Only Available to “A+”, “A”, “B”, and “C” – Same requirements as Home Equity Loan.
Land Loan
Up to $100,000 – 4.75% A.P.R. – Up to 15 Years – Only Available to “A+”, “A”, “B”, and “C”. Purchase or Refinance. Available for single residential lots up to 5 acres. Same requirements as First Mortgage Loans incl. app fee.
Retirement Home Loan
Up to $350,000 – 3.99% A.P.R. – Up to 30 Years - Only Available to “A+”, “A”, “B”, and “C”. Same requirements as First Mortgage Loans incl. app fee.
Recreational Vehicle Loan Special
4.95% APR For Up To 72 Months – Only Available to “A+”, “A”, “B”. and “C”.
Balance Transfer Loan Special
Up to $25,000 – 5.25% - Up to 60 Months. ** Must be used to transfer credit cards or outstanding loans only and cannot be used to pay off existing GWFCU loans or credit cards - – Only Available to “A+”, “A”, “B” and “C”.
New & Used Vehicle Loan Special
1.99% APR For up to 60 Months – 2.99% APR For 72 Months – Only Available to “A+”, “A”, “B” and “C”.
Home Improvement Specials
Up to $10,000 – 4.25% A.P.R. – Up to 60 Months
$10,001-$40,000 – 4.75% A.P.R. – Up to 120 Months
$10,000-$40,000 – 5.00% A.P.R. – 121 – 180 Months
**DRIVE-BYAPPRAISAL REQUIRED*
Flood Certification Required for $5,000+ ($20 Fee)
Only Available to “A+”, “A”, “B” and “C”
*Must be Credit Worthy. Only Available to “A+”, “A”, “B” and “C” credit scores.
Rates subject to change without notice.