Loan Rates
NEW Motorcycle Loan Special*
3.75% A.P.R. for Up To 72 Months.
NEW & USED Boats Loan Special*
3.75% A.P.R. for Up To 72 Months. Used boats must be 2009 or newer.
MASTERCARD Balance Transfer
5.99% A.P.R. - No Balance Transfer Fee . ** Must be used to transfer credit cards from other financial institutions and cannot be used to pay off existing GWFCU credit cards. Promotional rate is on transferred balance only – new charges will be at current MC rate.
Personal Loan Special*
Up to $10,000 – 5.99% A.P.R. for Up to 48 Months - Proceeds CANNOT be used to payoff/refinance existing GWFCU loans.
Personal Loan Special*
$20,000 – [A+ & A - 6.95% A.P.R.] [B – 7.00% A.P.R.] [C – 7.50% A.P.R.] - 72 Months.
College Loan Special*
Up to $25,000 – 3.75% A.P.R. for Up to 84 Months. Proceeds must be paid directly to college or university OR direct to payoff existing student loan. There is no payment deferment.
Mini Mortgage Loan*
Up to $200,000 – 4.15% A.P.R. Up to 7 Years
-4.25 % A.P.R. for 9 Years
-4.50% A.P.R for 12 Years
-Up to 90% LTV
-Same Requirements as First Mortgage Loans – No Application Fee – No Title Insurance (in most cases) – Single Family Dwelling Only – Must be only lien on the property.
1st Time Home Buyers Loan*
Up to $215,000 – 4.50% A.P.R. – Up to 30 Years – 100% Financing – Same requirements as First Mortgage Purchase Loans – No Application Fee – No Doc Prep Fee – No Appraisal Fee – Single Family Dwelling Only – All Applicants Must Be First Time Home.
Home Remodeling Loan*
$40,001 - $75,000 – 4.55% A.P.R. – Up to 15 Years - Same requirements as Home Equity Loan.
Land Loan*
Up to $100,000 – 4.75% A.P.R. – Up to 15 Years. Purchase or Refinance. Available for single residential lots up to 5 acres. Same requirements as First Mortgage Loans incl. app fee.
Retirement Home Loan*
Up to $350,000 – 4.50% A.P.R. – Up to 30 Years. Same requirements as First Mortgage Loans incl. app fee.
Recreational Vehicle Loan Special*
4.95% A.P.R. for Up To 72 Months.
Balance Transfer Loan Special*
Up to $25,000 – 5.99% A.P.R. - Up to 60 Months. ** Must be used to transfer credit cards or outstanding loans only and cannot be used to pay off existing GWFCU loans or credit cards.
New & Used Vehicle Loan Special*
3.50% A.P.R. For up to 60 Months – 4.99% A.P.R. for 72 Months.
Home Improvement Specials*
Up to $10,000 – 4.25% A.P.R. – Up to 60 Months
$10,001-$40,000 – 4.75% A.P.R. – Up to 120 Months
**DRIVE-BYAPPRAISAL REQUIRED*
Flood Certification Required for $5,000+ ($20 Fee)
*Must be Credit Worthy. Only Available to “A+”, “A”, “B” and “C” credit scores.
Rates subject to change without notice.