Loan Rates
Vacation Loan Special
$5,000 - 2.95% APR For Up To 24 Months – Thru 9/30/19.
NEW Motorcycle Loan Special
3.75% APR For Up To 72 Months.
NEW & USED Boats Loan Special
3.75% APR For Up To 72. *Used boats must be 2009 or newer.
MASTERCARD Balance Transfer
5.99% - No Balance Transfer Fee . ** Must be used to transfer credit cards from other financial institutions and cannot be used to pay off existing GWFCU credit cards. Promotional rate is on transferred balance only – new charges will be at current MC rate.
Personal Loan Special
Up to $10,000 – 5.25% APR For Up to 48 Months. Proceeds CANNOT be used to payoff/refinance existing GWFCU loans.
Personal Loan Special
$20,000 – [A+ & A - 6.95%] [B – 7.00%] [C – 7.50%] - 72 Months.
College Loan Special
Up to $25,000 – 3.75% APR For Up to 84 Months. Proceeds must be paid directly to college or university OR direct to payoff existing student loan. There is no payment deferment.
Mini Mortgage Loan
Up to $200,000 –
-3.65% A.P.R. Up to 7 Years
-3.75% A.P.R. for 9 Years
-3.99% A.P.R for 12 Years
-Up to 90% LTV
-Same Requirements as First Mortgage Loans – No Application Fee – No Title Insurance (in most cases) – Single Family Dwelling Only – Must be only lien on the property.
1st Time Home Buyers Loan
Up to $215,000 – 3.99% A.P.R. – Up to 30 Years – 100% Financing – Same requirements as First Mortgage Purchase Loans – No Application Fee – No Doc Prep Fee – No Appraisal Fee – Single Family Dwelling Only – All Applicants Must Be First Time Home Buyers.
Home Remodeling Loan
$40,001 - $75,000 – 4.55% A.P.R. – Up to 15 Years – Same requirements as Home Equity Loan.
Land Loan
Up to $100,000 – 4.75% A.P.R. – Up to 15 Years. Purchase or Refinance. Available for single residential lots up to 5 acres. Same requirements as First Mortgage Loans incl. app fee.
Retirement Home Loan
Up to $350,000 – 3.99% A.P.R. – Up to 30 Years. Same requirements as First Mortgage Loans incl. app fee.
Recreational Vehicle Loan Special
4.95% APR For Up To 72 Months.
Balance Transfer Loan Special
Up to $25,000 – 5.25% - Up to 60 Months. ** Must be used to transfer credit cards or outstanding loans only and cannot be used to pay off existing GWFCU loans or credit cards.
New & Used Vehicle Loan Special
1.99% APR For up to 60 Months – 2.99% APR For 72 Months.
Home Improvement Specials
Up to $10,000 – 4.25% A.P.R. – Up to 60 Months
$10,001-$40,000 – 4.75% A.P.R. – Up to 120 Months
$10,000-$40,000 – 5.00% A.P.R. – 121 – 180 Months
**DRIVE-BYAPPRAISAL REQUIRED*
Flood Certification Required for $5,000+ ($20 Fee)
*Must be Credit Worthy. Only Available to “A+”, “A”, “B” and “C” credit scores.
Rates subject to change without notice.